The Massachusetts legislature has enacted a law requiring lenders to offer up to 180 days of forbearance to borrowers affected by the coronavirus. Lenders are also prohibited from starting a foreclosure action during the state of emergency.

The Massachusetts Division of Banks has issued guidance directing all lenders to work with borrowers to defer mortgage payments. Borrowers with federally-backed loans may qualify for forbearance. In addition, the Housing Court has suspended foreclosure actions in Massachusetts. Contact your lender if you are unable to make your mortgage payments for COVID-19-related reasons.