A judge in Illinois has voided the governor’s COVID-19 executive orders. All executive orders relating to COVID-19 declared since April 8 are now invalid after an argument was made that the governor’s emergency powers ran out 30 days after the initial emergency declaration. If you are still unable to make mortgage payments during this time, contact your lender.

The emergency declaration in Illinois has been extended to July 1, 2020, which halts residential evictions.

The governor has issued an order halting residential evictions in the state during the emergency. Local courts are not processing foreclosures. The Illinois Department of Finance and Professional Regulation has issued guidance encouraging lenders to defer mortgage payments for up to 90 days. Borrowers with federally-guaranteed loans may qualify for forbearance, and many other lenders are implementing programs for their borrowers.