If you have a federally-insured loan, you may be entitled to relief through the Federal Housing Finance Agency. The governor announced a moratorium on foreclosures in the state for 60 days, with the possibility of extending that period. In addition, Save Our Home Arizona is a program that may be able to help those facing foreclosure in the state. Always start a line of communication with your lender, though, as they are in the best position to help you.